{"id":60,"date":"2016-02-22T12:19:40","date_gmt":"2016-02-22T16:19:40","guid":{"rendered":"http:\/\/blogs.duanemorris.com\/franchiselaw\/?p=60"},"modified":"2016-10-26T10:11:42","modified_gmt":"2016-10-26T14:11:42","slug":"there-for-you-confirm-your-additional-insured-status-as-required-by-business-contracts-and-operations-manual","status":"publish","type":"post","link":"https:\/\/blogs.duanemorris.com\/franchiselaw\/2016\/02\/22\/there-for-you-confirm-your-additional-insured-status-as-required-by-business-contracts-and-operations-manual\/","title":{"rendered":"There for You? Confirm Your \u201cAdditional Insured\u201d Status as Required by Business Contracts and Operations Manual"},"content":{"rendered":"<p><em><strong>By: Sheila Raftery Wiggins<\/strong><\/em><\/p>\n<p>Business contracts &#8211; like franchise agreements and operational manuals\u00a0&#8211; may require\u00a0that another entity is listed as an\u00a0\u201cadditional insured\u201d on an insurance policy. Failure to comply may: (i) violate the terms of a contract\u00a0and (ii) increase your exposure to risk. Minimize risk by: (1)\u00a0Confirming status as\u00a0an\u00a0\u201cadditional insured\u201d on\u00a0your and your business partner\u2019s\u00a0policies; (2)\u00a0Include \u201clegal hot topics\u201d\u00a0covered by the policy by speaking\u00a0with your broker and lawyers regarding legal trends so you are covered against the \u201chot topic\u201d lawsuits\/claims in your industry; and (3) Read business contracts and\u00a0operations manuals, which\u00a0may permit you to change coverage. This\u00a0insurance coverage\u00a0\u201ccheck-up\u201d will help\u00a0confirm that your insurance will be there for you.<\/p>\n<p><em><a href=\"http:\/\/www.duanemorris.com\/attorneys\/sheilarafterywiggins.html\">Sheila Raftery Wiggins<\/a>, of the <a href=\"http:\/\/www.duanemorris.com\/offices\/newark.html\">Newark office<\/a>, handles matters involving complex commercial disputes, insurance defense, coverage disputes, financial fraud, and attorney ethics.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By: Sheila Raftery Wiggins Business contracts &#8211; like franchise agreements and operational manuals\u00a0&#8211; may require\u00a0that another entity is listed as an\u00a0\u201cadditional insured\u201d on an insurance policy. Failure to comply may: (i) violate the terms of a contract\u00a0and (ii) increase your exposure to risk. Minimize risk by: (1)\u00a0Confirming status as\u00a0an\u00a0\u201cadditional insured\u201d on\u00a0your and your business partner\u2019s\u00a0policies; &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blogs.duanemorris.com\/franchiselaw\/2016\/02\/22\/there-for-you-confirm-your-additional-insured-status-as-required-by-business-contracts-and-operations-manual\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;There for You? Confirm Your \u201cAdditional Insured\u201d Status as Required by Business Contracts and Operations Manual&#8221;<\/span><\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[162,28,161,158,164,159,163,166,165,160,8],"ppma_author":[191],"class_list":["post-60","post","type-post","status-publish","format-standard","hentry","category-general","tag-additional-insured","tag-agreements","tag-business-contracts","tag-contracts","tag-coverage","tag-franchise-agrements","tag-hot-topic","tag-insurance","tag-insurance-coverage","tag-operational-manuals","tag-sheila-raftery-wiggins"],"authors":[{"term_id":191,"user_id":6,"is_guest":0,"slug":"duanemorris3","display_name":"Duane Morris","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/843ff6e7a8fe5fc92109b47a45f34b6cf0ea499e6e788db23456c838b0ae6747?s=96&d=blank&r=g","author_category":"1","last_name":"Sullivan","first_name":"Margaret","job_title":"","user_url":"http:\/\/www.duanemorris.com","description":"<a href=\"http:\/\/www.duanemorris.com\">Visit the Duane Morris website.<\/a>"}],"_links":{"self":[{"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/posts\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":0,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/posts\/60\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/media?parent=60"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/categories?post=60"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/tags?post=60"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/franchiselaw\/wp-json\/wp\/v2\/ppma_author?post=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}