{"id":559,"date":"2026-04-27T20:02:56","date_gmt":"2026-04-28T00:02:56","guid":{"rendered":"https:\/\/blogs.duanemorris.com\/insurancelaw\/?p=559"},"modified":"2026-04-27T20:02:57","modified_gmt":"2026-04-28T00:02:57","slug":"new-york-court-of-appeals-holds-graves-amendment-preempts-state-primary-insurance-requirement-for-automotive-rental-companies","status":"publish","type":"post","link":"https:\/\/blogs.duanemorris.com\/insurancelaw\/2026\/04\/27\/new-york-court-of-appeals-holds-graves-amendment-preempts-state-primary-insurance-requirement-for-automotive-rental-companies\/","title":{"rendered":"New York Court of Appeals Holds Graves Amendment Preempts State Primary Insurance Requirement for Automotive Rental Companies"},"content":{"rendered":"\n<p>\u00a0By <a href=\"https:\/\/www.duanemorris.com\/attorneys\/harrymbyrne.html\">Harry M. Byrne<\/a> and\u00a0<a href=\"https:\/\/www.duanemorris.com\/attorneys\/ryanmonahan.html\">Ryan F. Monahan<\/a><\/p>\n\n\n\n<p>On April 23, 2026, the New York Court of Appeals held in <em>Second Child v. Edge Auto, Inc.<\/em> that the federal Graves Amendment preempts New York\u2019s minimum insurance statute to the extent it requires automotive rental companies to provide primary liability insurance coverage to renters up to the statutory minimum liability limits. The decision is a major victory for the rental industry and reinforces the broad protections Congress intended to provide the industry when it enacted the Graves Amendment.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.duanemorris.com\/alerts\/new_york_court_appeals_holds_graves_amendment_preempts_state_primary_insurance_0426.html\">Read the full <em>Alert<\/em> on the Duane Morris LLP website<\/a>.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0By Harry M. Byrne and\u00a0Ryan F. Monahan On April 23, 2026, the New York Court of Appeals held in Second Child v. Edge Auto, Inc. that the federal Graves Amendment preempts New York\u2019s minimum insurance statute to the extent it requires automotive rental companies to provide primary liability insurance coverage to renters up to the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blogs.duanemorris.com\/insurancelaw\/2026\/04\/27\/new-york-court-of-appeals-holds-graves-amendment-preempts-state-primary-insurance-requirement-for-automotive-rental-companies\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;New York Court of Appeals Holds Graves Amendment Preempts State Primary Insurance Requirement for Automotive Rental Companies&#8221;<\/span><\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"ppma_author":[417],"class_list":["post-559","post","type-post","status-publish","format-standard","hentry","category-general"],"authors":[{"term_id":417,"user_id":6,"is_guest":0,"slug":"duanemorris3","display_name":"Duane Morris","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/843ff6e7a8fe5fc92109b47a45f34b6cf0ea499e6e788db23456c838b0ae6747?s=96&d=blank&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/posts\/559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/comments?post=559"}],"version-history":[{"count":0,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/posts\/559\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/media?parent=559"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/categories?post=559"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/tags?post=559"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/insurancelaw\/wp-json\/wp\/v2\/ppma_author?post=559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}