{"id":457,"date":"2026-08-03T16:22:34","date_gmt":"2026-08-03T20:22:34","guid":{"rendered":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/?p=457"},"modified":"2026-08-03T16:22:35","modified_gmt":"2026-08-03T20:22:35","slug":"nj-supreme-court-decision-raises-questions-about-consumer-fraud-act-exposure-for-insurance-professionals","status":"publish","type":"post","link":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/2026\/08\/03\/nj-supreme-court-decision-raises-questions-about-consumer-fraud-act-exposure-for-insurance-professionals\/","title":{"rendered":"NJ Supreme Court Decision Raises Questions About Consumer Fraud Act Exposure for Insurance Professionals"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">By <a href=\"https:\/\/www.duanemorris.com\/attorneys\/bradfeldman.html\">Brad D. Feldman<\/a>, <a href=\"https:\/\/www.duanemorris.com\/attorneys\/gregorydherrold.html\">Gregory D. Herrold<\/a> and <a href=\"https:\/\/www.duanemorris.com\/attorneys\/jameshearon.html\">James Hearon<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a unanimous opinion,&nbsp;<em>Lowe v. Audet<\/em>, __ N.J. ___ (2026) (slip op.), the New Jersey Supreme Court held that insurance brokers, producers, and agents are not exempt from the Consumer Fraud Act (CFA), N.J.S.A. 56:8-1, under the judicially created \u201clearned professional\u201d exemption, as semi-professionals or otherwise. The Court\u2019s opinion will have an immediate impact on the insurance industry in New Jersey, subjecting insurance brokers, agents, and producers to potential liability under the CFA, one of the nation\u2019s strongest consumer protection laws.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read the full article published in&nbsp;<em>The New Jersey Law Journal&nbsp;<\/em>on the&nbsp;<a href=\"https:\/\/www.duanemorris.com\/articles\/insurance_brokers_producers_agents_not_exempt_consumer_fraud_act_0826.html\">Duane Morris LLP website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Brad D. Feldman, Gregory D. Herrold and James Hearon In a unanimous opinion,&nbsp;Lowe v. Audet, __ N.J. ___ (2026) (slip op.), the New Jersey Supreme Court held that insurance brokers, producers, and agents are not exempt from the Consumer Fraud Act (CFA), N.J.S.A. 56:8-1, under the judicially created \u201clearned professional\u201d exemption, as semi-professionals or &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/2026\/08\/03\/nj-supreme-court-decision-raises-questions-about-consumer-fraud-act-exposure-for-insurance-professionals\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;NJ Supreme Court Decision Raises Questions About Consumer Fraud Act Exposure for Insurance Professionals&#8221;<\/span><\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[371,372,78,11],"ppma_author":[241],"class_list":["post-457","post","type-post","status-publish","format-standard","hentry","category-general","tag-consumer-fraud-act","tag-insurance","tag-new-jersey-supreme-court","tag-white-collar"],"authors":[{"term_id":241,"user_id":6,"is_guest":0,"slug":"duanemorris3","display_name":"Duane Morris","avatar_url":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-content\/uploads\/sites\/11\/2014\/10\/dmlogo.jpg","author_category":"1","last_name":"Davies","first_name":"Thomas","first_name_2":"","job_title":"","user_url_2":"","user_url":"https:\/\/www.duanemorris.com","description":"<a href=\"http:\/\/www.duanemorris.com\">Visit the Duane Morris website.<\/a>"}],"_links":{"self":[{"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/posts\/457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/comments?post=457"}],"version-history":[{"count":1,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/posts\/457\/revisions"}],"predecessor-version":[{"id":458,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/posts\/457\/revisions\/458"}],"wp:attachment":[{"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/media?parent=457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/categories?post=457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/tags?post=457"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/blogs.duanemorris.com\/whitecollarcriminallaw\/wp-json\/wp\/v2\/ppma_author?post=457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}